Tax refunds are the biggest windfall of the year for many American households. And ‘tis the season: Through the week ending Feb. 13, nearly 13…
Key takeaways A 7/1 ARM is a type of adjustable-rate mortgage (ARM) that has a fixed interest rate for the first seven years, then a variable rate that changes yearly until the end of the…
Morsa Images/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many first-time homebuyer programs operate at the state level, through a state housing finance agency. Others are federal, and some are offered through nonprofits or employers. To qualify for a first-time homebuyer program, you may need to live in a certain area…
Westend61/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Before signing off on an auto loan, crunch the numbers to ensure you can afford your new set of wheels. To find how much you’ll spend on interest, use an auto loan calculator, work it out yourself or talk to a lender. Factors…
A tax refund often feels like a sudden financial windfall, offering a brief moment of relief. However, instead of treating it as a ticket for a shopping spree, consider using it as the ultimate opportunity for some financial spring cleaning. By strategically channeling your refund, you can effectively pay down…
A major high-tax blue state has seen a significant population loss due to domestic outmigration over the last five years, new research found. Massachusetts recorded a net loss of about 182,000 residents to domestic outmigration from April 2020 to July 2025, according to an analysis of the state’s workforce by the…
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JPMorgan Chase CEO Jamie Dimon issued a warning that some of the conditions in financial markets are reminding him of the years leading up to the 2008 financial crisis. “Unfortunately, we did see this in ’05,…
