Key takeaways Interest rates for business lines of credit range from 3% all the way up to 60% or higher, depending on the lender and the borrower’s creditworthiness. The best rates are offered to established…

PM Images/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Personal loan amounts of $50,000 are offered by banks, credit unions, online lenders and marketplace lending sites. Because they’re unsecured, they can be funded quickly and come with higher interest rates. Maximum repayment terms are typically seven years, which could…

Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Unsecured loans aren’t backed by collateral, making them a higher risk for lenders. Unsecured business loan rates vary, ranging from 7% to 75% APR. With good credit, you could secure a low interest rate on an unsecured loan — between…

Key takeaways You typically cannot return a car unless the dealership has a return policy. To avoid being in a position where you need to return the car, research the history of the vehicle and the dealership’s policies. If you cannot return the car, look into refinancing your auto loan,…

Wavebreakmedia/Getty Images Key takeaways An auto loan hardship program can help if you’re facing a financial emergency and need help with your car payments. Eligibility criteria, fees and program options vary by lender. If you don’t qualify for an auto loan hardship program, other forms of debt relief are out…