By Garrett Johnson BNPL loyalty programs Canada started as simple tools that let users split purchases into interest-free installments. Over time, these apps have evolved…
Key Takeaways Understand the Terms: Always read and understand the terms of any “Buy Now, Pay Later” (BNPL) service before committing, including interest rates, fees, and payment schedules. Budget Wisely: Ensure that any BNPL commitments…
Deciding how to file your taxes as a married couple can have a meaningful impact on your return. Depending on your situation, it may affect how much you owe or receive. Many couples assume married filing jointly is always the better choice, but that may not be true in every…
Feverpitched/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Lenders often sell mortgages to other companies or investors to free up funds for them to offer more loans. As a homeowner, you can’t prevent your mortgage from being sold, but you do have the right to receive information about the…
The standard deduction for a widow over 65 can be higher than that of the average taxpayer. This has the potential to lower your taxable income and reduce your federal tax bill. This is because widows may be able to file as a “qualifying surviving spouse.” They have two tax…
President Donald Trump’s proposal to give Americans $2,000 tariff dividends could carry a hefty price tag, according to a new analysis by a budget watchdog. Trump told reporters in the Oval Office on Monday that the federal government is looking to pay out the dividends by mid-2026, which would fall ahead…
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