Key takeaways New car loans had an average interest rate under 7%, while used car loan rates averaged nearly 12% in the second quarter of…
After many Americans go big for Thanksgiving and Black Friday, the Saturday that follows has become the moment to shop small. Observed annually during the first weekend after Thanksgiving, Small Business Saturday encourages consumers to…
New credit scoring models rolling out across the mortgage industry could dramatically expand the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a number on paper with actual loan approval. As credit repair specialist Micah Smith put it, “People with thin credit…
A Roth IRA is a tax-advantaged retirement account many people use to build long-term savings, but its rules and benefits can be confusing. Because qualified withdrawals are tax-free, the investments you select inside the account may influence your future retirement income. Whether you are opening your first Roth IRA or…
Apple’s smartphone shipments in 2025 are expected to top Samsung’s for the first time in over a decade and become the world’s leading seller of smartphones, according to a new report. An analysis by Counterpoint Research found that global smartphone shipments will rise by 3.3% year over year in 2025,…
College graduates may be losing their edge in the labor market, as the unemployment gap between them and workers with only high school degrees has narrowed and reached its lowest level in decades, according to a new report. The Federal Reserve Bank of Cleveland analyzed unemployment trends for high school…
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Car prices are trending up and the average cost of a new car is at an all-time high, approaching the $50,000 mark for the first time. The average transaction price for a new vehicle in…
