Key takeaways While credit card companies technically have the ability to pursue your home for unpaid debt, it’s rare. A debt collector must go to court and get a judgment before it can place a…

Key takeaways The Amazon Prime Secured Card is geared toward cardholders with bad credit, so you’re required to put $100 to $1,000 down as a security deposit to get this card. Despite the security deposit requirement, this card offers unique benefits, like no annual fee with a Prime membership…

Artfoliophoto/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Mortgage recasting lets you reduce your mortgage payments and total interest paid over the life of the loan by making a lump sum toward your loan principal. When you recast a mortgage, your interest rate and loan term stay the same.…

Images by Getty Images/Illustration by Bankrate For many people, charitable giving often involves writing a check or donating online. But what if there was a way to weave your generosity into your retirement plan while generating income for yourself at the same time? Charitable gift annuities (CGAs) offer a strategic…

Key takeaways Business bank loans offer flexible terms and attractive interest rates. Businesses should expect longer waiting periods for approval and slower funding times when applying for a business bank loan. Types of business bank loans include term loans, equipment loans, microloans and lines of credit. Bank financing can be…