Hispanolistic/Getty Images Key takeaways The purpose of your loan can impact the amount, terms and interest rates you’re offered. Some lenders also place restrictions on how you can use the proceeds. Prequalifying with multiple lenders can help you find the best loan offer for your intended purpose, without hurting your…

Dougal Waters/Getty Images Key takeaways First-time car buyer programs offer flexible qualification requirements and other incentives to make it easier for those with little or no credit history to finance their first car purchase. These programs typically have eligibility criteria such as being at least 18 years old, providing proof…

Higher interest rates played out on stocks, cryptocurrency and commodities over the past few years. But now that the Federal Reserve has been cutting short-term rates, what can investors expect going forward — and how long will the shifting rate environment affect markets? On Dec. 10, the central bank reduced…

An IRA is one of the most popular ways to invest for retirement. Not only are you saving for your future, but you’re getting a generous tax advantage to do it. And you can open an account online in just a few minutes. One of the best opportunities for amassing…