Illustration by Grant Crowder/Bankrate Key takeaways First, take a look at your finances and decide what type of mortgage you need — loan programs vary widely. Next, find a few different lenders who offer the type of loan that suits you. Finally, compare rates and fees by getting a preapproval…

Mortgage rates fell this week after President Donald Trump announced a two-week ceasefire between the U.S. and Iran, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the benchmark 30-year fixed mortgage declined to 6.37% from last week’s reading…

Amazon is signaling a major shift in how it plans to serve customers, starting with rewriting parts of its own playbook. CEO Andy Jassy released his annual letter to shareholders on Thursday, writing that the tech giant is not content to simply add artificial intelligence features to its existing retail…

Tax scams are becoming more sophisticated each year, especially during tax season when millions of Americans are filing and expecting refunds. Scammers take advantage of this urgency by posing as the IRS, offering false promises of larger refunds, or pressuring individuals into sharing sensitive information. Falling victim to a tax…