Key takeaways Mortgage loan amortization refers to how you repay your mortgage balance over the loan term. At the beginning of your loan term, more of your payment goes toward interest, but this reverses closer…

Key takeaways Low-cost index mutual funds and exchange-traded funds (ETFs) are a great way to invest in the market, giving you a diversified fund with low expenses. Index funds are passive funds that track an established index, making changes only when the index itself changes, rather than actively trying to…

bernardbodo/ Getty Images; Illustration by Austin Courregé/Bankrate Saving and investing are both important for building a sound financial foundation, but they’re not the same thing. It’s important to know the differences, and when it’s best to save vs. when it’s best to invest. The biggest difference between saving and investing…

Being midway to retirement means you may still have years of earnings ahead. However, the margin for error is smaller than it was earlier in your career. Choosing investments typically involves balancing continued growth with a growing emphasis on risk management and future income. At this stage, you want to…

The Supreme Court ruling that struck down the Trump administration’s tariffs imposed under an economic emergency declaration could open the door to billions of dollars in tariff refunds for businesses, though the ruling didn’t specify a process for handling those refunds. The Supreme Court ruled that President Donald Trump’s tariffs enacted under…