Debt Management
Peter Dazeley/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Debt relief typically takes one of three forms: debt settlement, consolidation…
Thomas Barwick/Getty Images Key takeaways Credit repair may offer faster dispute resolution, expert analysis and the potential for score improvement.…
Preparing For a One-Income Household Preparing for a one-income household means more than just tightening your belt; it’s about creating…
Key takeaways Bankruptcy will impact your credit for a period of time, limiting your ability to borrow new loans. If…
Key takeaways Debt settlement requires you to pay a lump sum to creditors for less than you owe and have…
Key takeaways Before paying a debt in collections, verify it’s legitimate and collectible to avoid scams or zombie debt. You…
Rawpixel.com/Shutterstock Key takeaways Debt consolidation may temporarily reduce your credit score, but it will rebound over time with on-time payments.…
Facing a pay cut is scary, but when you know it’s going to happen, how you get ready for it…
Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that…
Key takeaways If you’re not happy with your credit card’s interest rate, try to negotiate with your card issuer. …
Key takeaways Understand your rights under the Fair Debt Collection Practices Act and report any violations to the proper authorities.…
Key takeaways To pay off debt, you need to know how much you owe, how much you’re spending and where…