Debt Management
Key takeaways The main advantage of debt relief programs is that they take the burden of credit negotiations off of…
Key takeaways Debt settlement means negotiating with creditors to pay less than what you owe, often in a lump sum.…
Key takeaways Unsecured debt, such as credit cards, student loans, medical bills and high-interest loans can all be consolidated. Debt…
Peter Dazeley/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Debt relief typically takes one of three forms: debt settlement, consolidation…
Thomas Barwick/Getty Images Key takeaways Credit repair may offer faster dispute resolution, expert analysis and the potential for score improvement.…
Preparing For a One-Income Household Preparing for a one-income household means more than just tightening your belt; it’s about creating…
Key takeaways Bankruptcy will impact your credit for a period of time, limiting your ability to borrow new loans. If…
Key takeaways Debt settlement requires you to pay a lump sum to creditors for less than you owe and have…
Key takeaways Before paying a debt in collections, verify it’s legitimate and collectible to avoid scams or zombie debt. You…
Rawpixel.com/Shutterstock Key takeaways Debt consolidation may temporarily reduce your credit score, but it will rebound over time with on-time payments.…
Facing a pay cut is scary, but when you know it’s going to happen, how you get ready for it…
Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that…