Mortgage
PC Photography/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Mortgage insurance is a fee you pay to your lender…
Key takeaways A cash-out refinance replaces your existing mortgage with a new one; a home equity loan is a second…
Key takeaways You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require…
Key takeaways If you have a Chase credit card that earns rewards, you can redeem for airfare, hotel stays, car…
Thomas Barwick/Getty Images Key takeaways The Citi Strata Premier℠ Card offers rewards on travel and everyday purchases for a $95…
The Chase Sapphire Reserve® card used to be for people who wanted champagne travel on a beer budget — like…
Key takeaways Your credit card APR can go up if the prime rate changes, you paid your credit card bill…
Ariel Skelley / Getty Images Key takeaways Interest rates on federal student loans are always fixed. These rates are set…
Key takeaways Existing HELOC borrowers can expect their rates to decrease in response to a Fed rate cut, but it…
The Federal Reserve voted on Wednesday to leave interest rates steady, but officials expect that both inflation and unemployment will…
Key takeaways A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced…
Cavan Images / Nenad Stojkovic / Getty Images There are many types of annuities out there. Critics might say too…