Personal Finance
Key takeaways If you have a FICO score below 580 or a VantageScore credit score below 600, you have poor…
Key takeaways Borrowers may refinance second homes and investment properties to get a lower interest rate or access the home’s…
Roman_Makedonsky/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A no-closing-cost refinance means you won’t pay closing costs upfront — but…
Marco Bottigelli/Getty Images Traveling internationally can be an exciting and rewarding experience, but comes with its fair share of challenges.…
Because annuities are designed to provide long-term income, accessing funds too early can trigger an annuity early withdrawal penalty. Insurance…
Pensions and 403(b) plans represent two distinct ways to save for retirement, each with its own structure and advantages. A…
By your 60s, most of your retirement foundation is already in place. While you may still have a few years…
Image by GettyImages; Illustration by Bankrate A split decision for home equity rates, as the Federal Reserve delivered an expected…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with the 30-year fixed rate averaging…
Key takeaways The Federal Open Market Committee (FOMC) sets the benchmark rate, which impacts the rates auto lenders set. When…
When the Federal Reserve changes interest rates, consumers feel the ripple effects in all sorts of ways. For savers, banks…
Getty Images / Win McNamee / Staff Key takeaways The Federal Reserve’s September rate cut is likely the beginning of…