Personal Finance
Images by GettyImages; Illustration by Jessa Lizama/Bankrate Key takeaways Lower credit scores signal higher risk of default to lenders, so…
While taxable income and adjusted gross income (AGI) might sound similar, they refer to different stages of your income after…
The Federal Reserve’s decisions to raise or lower its benchmark rate can have significant effects on savings products, including certificates…
Image by GettyImages; Illustration by Austin Courrege/Bankrate Key takeaways If you take out an FHA loan, you must pay FHA…
Nearly everyone thinks the Federal Reserve will cut interest rates this week. That sentiment has translated to falling mortgage rates.…
Retirement is a goal nearly everyone hopes to reach someday. People spend decades working, saving and investing to meet their…
On Sept. 17, 2025, the Federal Reserve’s Federal Open Market Committee is likely to lower its benchmark interest rate, the…
The S&P 500 index has long been one of the most effective wealth-building tools for everyday investors, compounding steadily over…
If you’ve ever stood in the checkout line at a brick-and-mortar retailer and been offered a discount on your purchase…
While the average credit card interest rate has dropped slightly and experts muse about Fed rate cuts this fall, there’s…
As a personal finance journalist and a credit counselor, people often ask me for credit card advice. And I’m happy…
Artifical intelligence (AI) is likely to reshape our lives in as big a way as the internet did in the…