Personal Finance
Key takeaways Monthly maintenance fees for non-interest checking accounts average $5.47, costing you over $65 annually, according to Bankrate’s 2025…
Key takeaways Most checks clear within 2 business days, though some banks may hold funds for up to 7 days…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways An adjustable-rate mortgage (ARM) is a mortgage whose interest rate resets…
Most of us have lent money to a friend or family member or paid a group bill with the expectation…
As millions of Americans head home for the holidays, Bankrate’s latest survey finds that there’s one dinner topic that will…
Key takeaways Three percent down mortgages are exactly what they sound like — they require only a 3 percent down…
Dean Mitchell/E+/Getty Images Key takeaways Your credit utilization ratio is determined by taking the amount you owe on a credit…
KenWiedemann/Getty Images Key takeaways HomeReady mortgages are a type of conventional loan for lower-income borrowers, backed by Fannie Mae. To…
Kevin Dietsch / Getty Images Key takeaways The National Flood Insurance Program (NFIP) cannot issue new flood insurance policies during…
If you remember the turmoil of the global financial crisis, hearing that foreclosure activity is up might make your knees…
Key takeaways With a fixed-rate mortgage, the rate literally remains fixed: It carries the same interest rate and monthly payment…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates edged lower again this week, with the 30-year fixed…