Personal Finance
Key takeaways Credit unions may offer lower mortgage rates and fees, but often lack the in-person branches and digital services…
Key takeaways 7(a) and 504 loans remain a popular funding tool for businesses across industry, revenue and size categories The…
Key takeaways Claiming Social Security at 62 cuts your monthly check by up to 30 percent, while waiting until 70…
Dan Coplan/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways An FHA cash-out refinance lets you borrow against the equity in…
We Are/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways It’s possible to qualify for a loan with a 550 credit…
Key takeaways Bad credit loans often come with high interest rates and may require collateral or a cosigner. Payday loans…
Key takeaways Car insurance is mandatory because it provides financial protection for both parties in a motor vehicle accident, thus…
ferrantraite/Getty Images If you’ve recently filed a home insurance claim and you’re unhappy with the suggested payout, you may have…
Andrii Zastrozhnov/Getty Images Key takeaways A credit reporting agency is a company that compiles information about your borrowing history into…
Key takeaways Buy now, pay later (BNPL) can provide a zero-interest alternative to personal loans. Like personal loans, BNPL won’t…
Credit: Rockaa/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Your loan payment is calculated based on your principal, interest rate and…
I’ve been writing about credit cards for several years. And when I went looking for a new travel rewards card…