Personal Finance
Key takeaways In 2025, employees can elect to defer $23,500 of their salary to fund their 401(k). When including employer…
Key takeaways Giving money as a gift, whether it’s cash, gift cards or a money order can be convenient. You…
Jaskaran Kooner/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FHA loan closing costs typically total 2 percent to 6 percent of…
Key takeaways New car replacement covers the cost of a brand new car of the same make, model and year…
As a certified student loan counselor, I’ve frequently heard borrowers complain about receiving confusing, even conflicting advice. And that’s when…
Image by mbogacz/GettyImages/Illustration by Hunter Newton/Bankrate Key takeaways A construction-to-permanent loan finances the construction of a house and converts to…
“Location, location, location” has long been the golden rule of real estate. But in today’s challenging housing market, a new…
SDI Productions/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Lenders force-place insurance when borrowers fail to maintain coverage required as…
Marie C Fields/Shutterstock Key takeaways It’s fine to get rid of monthly mortgage statements, but you should keep all your…
Key takeaways Damage from mine subsidence isn’t normally covered through standard homeowners insurance. There are two main types of mine…
traveler1116/Getty Images Key takeaways Many market watchers expect the Federal Reserve to lower its benchmark rate when policymakers meet in…
Usually you should plan to keep your tax returns for a minimum of three years from the date you filed…