Personal Finance
When you’re ready to get out of debt, you can either go it alone or work with a professional debt…
An individual retirement account (IRA) can be a significant estate asset. How the account is handled depends on whether a…
Landing in a higher tax bracket can feel like a penalty for earning more, but it doesn’t have to be…
Co-signing a mortgage can affect your taxes in several ways, depending on the loan’s structure and the property’s use. In…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell again this week, with the 30-year fixed rate…
Image: Getty Images; Illustration: Bankrate Home equity rates fell this week, reaching their lowest levels in about three years. The…
Traditionally, all tip income was taxable, and workers had to report any cash tips exceeding $20 per month to their…
Under the One Big Beautiful Bill Act of 2025, the mortgage interest deduction limits established by the Tax Cuts and…
Retiring at 60 with $1 million is possible for some people, but the outcome depends on how long the money…
Milan Markovic/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Banks set limits for how much cash you can take out at…
The 15 largest consumer banks held a combined total of around $12 trillion in domestic assets as of September 2025.…
Capital gains count as taxable income and can affect your tax bracket, deductions and rates. They are taxed as short-term…














