Retirement
For generations, pensions have been regarded as the gold standard of retirement security, offering guaranteed income you can count on…
Retirement planning often comes down to one big question. How much money will you really need to maintain your lifestyle…
A group annuity is a retirement savings contract typically offered through an employer that pools contributions from multiple participants to…
Because annuities are designed to provide long-term income, accessing funds too early can trigger an annuity early withdrawal penalty. Insurance…
Pensions and 403(b) plans represent two distinct ways to save for retirement, each with its own structure and advantages. A…
By your 60s, most of your retirement foundation is already in place. While you may still have a few years…
A 403(b) plan is common in public schools, nonprofits and religious groups. It is a defined contribution plan where employees…
How long it takes to get a 401(k) loan can vary depending on your employer, plan administrator and whether your…
Planning for retirement often comes with questions about when and how you can tap into your savings. One such question…
Roth IRAs are known for tax-free growth and distributions in retirement. However, inherited IRAs come with their own rules and…
The IRS mandates withdrawals from pre-tax retirement accounts once you reach a certain age. These are referred to as required…
Roth IRAs can be appealing because they allow tax-free withdrawals and have no required minimum distributions (RMDs). For younger savers,…