Key takeaways Borrowers must have a stable income and a good credit score to qualify for a $35,000 personal loan. Not all lenders offer $35,000 personal loans, so it’s important to shop around and compare rates and terms from different lenders. Personal loans can be a faster and more convenient…

sturti/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways You can apply for an EIN online or by mail An EIN helps you separate personal and business finances If you pay employees and file payroll taxes, you must have an EIN for your company Keeping your personal and business expenses…

Key takeaways Out-of-state tuition averages almost $20,000 more than in-state tuition for the 2024-2025 school year. Regional tuition reciprocity agreements can significantly reduce out-of-state tuition. Scholarships, grants and other forms of aid can help reduce the cost of out-of-state tuition. If you’ve used up all of your federal loan funding,…

Jetta Productions Inc/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Semi-truck financing can help you buy a truck while minimizing the impact on your business’s cash flow. Direct lenders often have more industry knowledge than banks or online lenders. Getting a semi-truck loan from an online lender is usually the fastest…