Cryptocurrency exchange Coinbase announced Wednesday that it will reincorporate itself in Texas, becoming the latest company to move its business registration out of Delaware. Coinbase announced the move in a regulatory filing, which said a majority of its stockholders voted to approve the company’s reincorporation in Texas.Texas has become an increasingly…

Dougal Waters/Getty Images Key takeaways Preapproval for a Wells Fargo credit card involves a soft credit check to assess eligibility without affecting your credit score. Wells Fargo offers a prequalification tool through its website, but you can also find credit card preapprovals through your online portal, email or mail. To…

A 401(k) loan does not appear on your credit report because it isn’t considered a loan from a third-party lender. When you borrow from your 401(k), you’re borrowing your own money. As such, it isn’t subject to credit checks or reporting requirements. That said, missing payments or defaulting on the…