Key takeaways If your annual income is less than the standard deduction, you likely aren’t required to file a tax return. But exceptions apply to…
Postal services in Europe and around the world plan to halt shipping merchandise to the U.S. as the Trump administration’s end of the de minimus tariff exemption goes into effect. The “de minimus” exemption allowed…
Jordi Salas/ Moment/ Getty Images Key takeaways You’ll want to choose a credit card that will be widely accepted at your destination, with capabilities for contactless or chip-and-PIN transactions. You can save money by going with a card that doesn’t charge foreign transaction fees and offers travel insurance protection. You…
Key Takeaways Refinancing’s impact your home equity depends on the sort of refinance you do. With a rate-and-term refinance, your equity stake shouldn’t change, as you’re only replacing your current mortgage with a new one. But a cash-out refinance involves borrowing against your ownership stake, which does reduce your equity. …
Key takeaways Many factors impact whether or not you’ll qualify for a mortgage, but your marital status is not one of them. Buying a home with your partner now means you can start building equity sooner than if you waited until after marriage. However, waiting until after you’re married gives…
Key takeaways Home improvement loans provide homeowners with quick funding and flexible repayment options. The best home improvement loan rates are reserved for borrowers with good or excellent credit, while rates for borrowers with bad credit can be high. Home improvement loans can build your credit and increase the value…
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More ArticlesImages by Getty Images/Illustration by Bankrate For many people, charitable giving often involves writing a check or donating online. But what if there was a way to weave your generosity into your retirement plan while…