For decades, the conventional wisdom about mortgage refinancing has been clear: You should swap loans only when mortgage rates have dropped a full percentage point from the rate on your original loan. However, that’s not always the case. Should you hold off on refinancing until rates drop 1 percent? The…

Key takeaways You can find equipment loans from traditional banks, online lenders and even equipment manufacturers in some cases Traditional banks offer low interest rates and high loan amounts, while online lenders can fund your loan quickly and approve businesses with subprime credit. If you can’t get approved for an…

andresr/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Debt financing is any type of financing that allows a business to borrow money that needs to be repaid with interest. Types of debt financing include term loans, lines of credit, SBA loans, equipment financing and invoice factoring. Debt financing allows you…

DenisTangneyJr/Getty Images Key takeaways Bridge loans are short-term loans that help cover costs during transitional periods, most often if you must buy a new home before selling your old one. Like a mortgage, your home may serve as collateral for a bridge loan. Some bridge loans allow you to pledge…