Key takeaways With dealer financing, the dealership arranges financing on your behalf, typically through a partner lender, the vehicle manufacturer or the dealership’s own financing…
Key takeaways Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not. New credit applications are only 10 percent of your credit score,…
Key takeaways Startups can get business loans around $500,000, though lenders may offer less depending on the business’s financial status. Alternative lenders, microloans and SBA loans are common options for startups. Startup loans may have higher interest rates, shorter repayment terms and a lower maximum business loan amount. While it’s…
Key takeaways Homeowners living in areas with high wildfire risk may have difficulty finding adequate home insurance coverage and face higher premiums. Shopping around with multiple carriers, looking for discounts and reducing your home’s fire exposure may help you find more affordable coverage. Installing a fire-resistant roof, retrofitting your home…
Key takeaways With the Capital One Savor Cash Rewards Credit Card, social foodies can earn solid rewards with no annual fee and no foreign transaction fees. The Capital One Savor card offers 3 percent cash back on dining and groceries, 5 percent cash back through Capital One Travel and 8…
Image by GettyImages; Illustration by Bankrate Key takeaways The timeline to get a bank business loan varies, but expect it to take at least a week. Several factors influence bank loan processing, including the lender and type of loan. Gathering the required loan documents before applying can speed up loan…
Editor's Picks
Personal Finance
More Articles
Dept Management
Markets
More Articles
Small Business
More Articles
Key takeaways It is generally best to avoid 84-month loans, but they might be helpful in certain situations. An 84-month auto loan generally has lower monthly payments but higher total borrowing costs. Before you take…
