Image & Illustration by Bankrate Key takeaways Applying for a mortgage and closing on a home can involve a mountain of paperwork. Documentation needed typically includes in-depth information about your finances, such as pay stubs,…

Key takeaways Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not. New credit applications are only 10 percent of your credit score, so a hard pull may only decrease your score by a few points, although the…

Key takeaways The Used Clean Vehicle Credit, which offers a tax credit of up to $4,000 for the purchase of a qualifying electric vehicle, is ending on Sep. 30, 2025. Before it ends, this tax credit could be a good opportunity for buyers who have done the math and know…

Cracker Barrel investors are still taking a cautious tone despite the restaurant chain’s mea culpa on Monday over its brand remake, which was quickly labeled woke, alienating core customers.  Ticker Security Last Change Change % CBRL CRACKER BARREL OLD COUNTRY STORE INC. 54.27 -0.14 -0.25% Shares ended the session fractionally…

Key takeaways Before pursuing a student credit card, check your credit score, carefully research cards and offers and be prepared to apply online using your personal information. To get the most out of your first credit card, pay your bills punctually and in full, charge only what you can afford…