Key takeaways Your credit card APR can go up if the prime rate changes, you paid your credit card bill late, your intro APR offer…
Ariel Skelley / Getty Images Key takeaways Interest rates on federal student loans are always fixed. These rates are set on July 1 each year for loans disbursed from July 1 to June 30 of…
Key takeaways A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account to preauthorize or secure a payment. To cancel a pending transaction, call…
Cavan Images / Nenad Stojkovic / Getty Images There are many types of annuities out there. Critics might say too many types. But if you’re in the market for an annuity, it’s important to understand how they’re described and classified so you know exactly what you’re signing up for and…
The term de minimis refers to a U.S. customs rule that exempts low-value imports—typically under $800—from tariffs. In 2025, the Trump administration eliminated this exemption for goods from China and Hong Kong. Shipments of up to $800 in goods from these regions now face a 54% tariff or a $100…
Euro Pacific Asset Management Chief Economist Peter Schiff voiced some criticism of the Federal Reserve and sounded the alarm about the economy during an appearance Wednesday on “The Claman Countdown.” Schiff’s comments on the show came not long after the Federal Open Markets Committee (FOMC) wrapped up its latest meeting…
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Key takeaways Robo-advisors provide automated investment management for relatively low fees. Services, such as automatic portfolio rebalancing and tax-loss harvesting, can save investors time and stress and potentially offset advisory costs by also saving money.…
