Fin Logix Connect

Image by GettyImages; Illustration by Bankrate Imagine your credit score suddenly dropping by 63 points. For more than four million federal student loan borrowers, that’s no nightmare. It’s a wake-up call. In fact, a 63-point drop was just the average. Many of these borrowers experiencing a serious delinquency — at…

Travel credit cards used to be simple. Or at least simpler. You use them for everyday purchases, earn rewards and redeem your points or miles for free travel. Sadly, they aren’t that simple anymore. Getting the same value out of your travel cards is as difficult as it’s ever been.…

The Big, Beautiful Bill was already making its way through Congress in mid-May when I sat in a room of higher education financing thought leaders. These experts — comprising academics, financial aid representatives, policymakers and lenders, among others — presented ideas to make life easier for families financing college, improve…

Once you hit age 73, IRS rules say you must start taking required minimum distributions (RMDs) from your traditional retirement accounts — even if you don’t need the cash and would rather let it grow. These forced withdrawals can trigger unwanted taxes and potentially even bump you into a higher…