The Federal Reserve has held off on cutting interest rates in 2025 to date, although one member of the board of governors is signaling that could…
Key takeaways Lenders provide a variety of farm loans for operating costs, ownership, natural disasters and more Farmers edged out of traditional financing can seek low-cost Farm Service Agency (FSA) loans To apply for a…
Financial planning is any type of strategizing around the monetary aspects of your financial life. These areas range from the basics — such as budgeting, saving and paying off debt — to more complex areas, such as investing for retirement and estate planning. In short, if it involves your personal…
Key takeaways A 401(k) match allows an employee to receive “free” money from their employer for contributing to their retirement plan. The amount of the match can vary with the employer’s contribution being a full or partial match up to some percentage of the employee’s salary. A 401(k) match is…
In 2024, I completed a “perfect year,” maximizing all of the quarterly bonus categories on the Chase Freedom Flex®* card for the first time since signing up in 2011. I’ve fallen off the pace in 2025, however, and I’m not confident that the card’s third-quarter bonus categories are going to get…
Anchiy/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways To preapprove you for a mortgage, a lender will require documentation proving your identity and confirming your credit and financial situation. Bank statements, tax returns and pay stubs are some of the documents typically required for preapproval. This documentation helps the lender decide…
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The trustees for Social Security and Medicare released their annual report on the status of the entitlement programs’ trust funds, which are expected to be depleted sooner than previously thought. The Social Security and Medicare trustees…
