Financial planners often recommend aiming for roughly three times your annual salary in retirement savings by the time you reach 45. At the same time,…
By age 55, you’re about a decade away from retirement. Many financial experts suggest having seven to eight times your annual salary saved by this age if you want to maintain a comfortable retirement. By…
FG Trade Latin/Getty Images Key takeaways A financial coach is an expert who helps clients understand money matters such as budgeting, saving, and managing debt. Financial coaches can help you understand the basics of certain financial topics, but typically aren’t certified to provide specific investment advice like a financial advisor…
Key takeaways Discover offers a variety of flat-rate and bonus category credit cards that earn cash back or miles on your purchases. All Discover cards are eligible for the first-year Cashback Match bonus, through which Discover will match all your earnings at the end of the first year. The value…
Photography by Getty Images Key takeaways Preferred credit cards are designed for individuals with good to excellent credit scores who want to enhance their credit card rewards. These cards usually have annual fees, but the benefits and rewards can often offset the cost. Preferred credit cards are different from premium…
Key takeaways A financial counselor helps people with core financial tasks such as budgeting, saving and debt management. Many financial counselors charge hourly or flat fees. However, some are available for free through public services. Financial counselors and financial advisors both develop budgets and spending plans for clients, but financial…
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Key takeaways The Global Industry Classification Standard (GICS) is a system that divides the market into 11 sectors, composed of 25 industry groups and 74 industries, as of August 2025. This classification system ultimately impacts…
