In NJ, driving without insurance is illegal and is never a good idea. In addition to the out-of-pocket costs you’d face if you’re involved in…
Westend61/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FHA 203(k) loans provide funding to finance both a home’s purchase and the cost of repairing it. This type of loan, which you can obtain from an FHA-approved…
A Roth IRA is considered by many financial experts to be the best retirement plan out there. Workers can invest money on an after-tax basis and then withdraw their funds in retirement (after age 59 1/2) tax-free. They can enjoy decades of compounding growth and never owe the taxman a…
When insurance companies and repair shops can’t agree, it’s often the driver who loses. And as a key consumer protection quietly disappears from some auto policies, that problem could get even worse. The right to appraisal, or RTA, has long been a standard part of car insurance policies. It’s a…
The Federal Reserve has held off on cutting interest rates in 2025 to date, although one member of the board of governors is signaling that could change as early as next month. Federal Reserve Governor Christopher Waller said in a Friday interview with CNBC’s “Squawk Box” that he believes the central bank…
Key takeaways Lenders provide a variety of farm loans for operating costs, ownership, natural disasters and more Farmers edged out of traditional financing can seek low-cost Farm Service Agency (FSA) loans To apply for a farm loan consider whether you meet the lender’s criteria for experience, credit and down payment…
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STEVE ALLEN/SCIENCE PHOTO LIBRARY/Getty Images Key takeaways Index funds can be one of the best ways to invest over time because they can provide investors with diversification at low costs, but index funds come with…
