Key takeaways Using a matching tool, asking a friend or working with a robo-advisor are all options to find an advisor. Vet potential advisors through referrals, online tools and professional organizations. Clarify your needs before…

Key takeaways Opening a CD requires providing your personal information, government-issued ID, and funding the account with an initial deposit. Top CD rates reach up to 4.50% APY, well above traditional savings account yields. CDs work best for short-term savings goals with specific timelines, like saving for a house down…

Key takeaways Community banks are locally-owned institutions with less than $10 billion in assets that focus on serving specific neighborhoods and building customer relationships. Community banks reported strong performance in Q2 2025 with $7.6 billion in quarterly net income, up 12.5% from the prior quarter. Fees for overdrafts and non-sufficient…

Photography by Getty Images Key takeaways When comparing the Discover it® Secured Credit Card vs. Capital One Platinum Secured Credit Card, the best option comes down to whether you have a limited budget and need to establish a line of credit or have more cash to spare for a security…

Key takeaways A routing number is a nine-digit code that identifies your bank for electronic transactions like direct deposits, wire transfers and ACH payments. You can find your routing number on the bottom left of paper checks, in your mobile banking app or by calling your bank. Large banks…