Key takeaways In 2025, employees can elect to defer $23,500 of their salary to fund their 401(k). When including employer matches and after-tax contributions, you…
Key takeaways Giving money as a gift, whether it’s cash, gift cards or a money order can be convenient. You can personalize monetary gifts to suit a recipient’s preferences or needs. Understand the tax implications…
Nuclear energy, left for dead over the past thirty years or so, is back. “There has been a huge policy shift globally and there is now bipartisan support for nuclear, and we need it,” Jan VanEck, CEO of the firm that bears his name, told FOX Business’ Liz Claman. The rise…
As a certified student loan counselor, I’ve frequently heard borrowers complain about receiving confusing, even conflicting advice. And that’s when they can reach anyone at all — many federal loan borrowers struggle to get a human on the phone when trying to contact their assigned loan servicer. Given these struggles,…
Image by mbogacz/GettyImages/Illustration by Hunter Newton/Bankrate Key takeaways A construction-to-permanent loan finances the construction of a house and converts to a mortgage on completion. Construction-to-permanent loans require only one round of closing costs. They also require a down payment. With a construction-to-permanent loan, you can draw funds at specific phases…
Key takeaways SBA lenders aren’t required to take collateral for most SBA loans under $50,000. SBA lenders will use their existing loan collateral policies to determine how much collateral you need to put up. The SBA requires a personal guarantee for any owners with at least a 20 percent ownership…
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There are a multitude of leveraged strategies aimed at retail investors. Most of these follow the performance of major indexes, while others track niche areas of the market like the semiconductor and biotech industries. With…
