Key takeaways The Citi Double Cash® Card and Chase Freedom Unlimited® both offer cash back without an annual fee. Chase Freedom Unlimited offers boosted rewards in a number of categories, while the Citi Double Cash…

Hero Images Inc/Getty Images Key takeaways A fiduciary is a person or organization that is required by law to put their clients’ interests ahead of their own. A financial advisor can help you construct a plan to help you grow your wealth, but may not necessarily be a fiduciary. To…

Nitat Termmee/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A financial advisor evaluates the financial needs of their clients and helps them make informed investment decisions to build wealth. A financial planner creates comprehensive financial plans for their clients by considering factors such as savings, retirement and estate planning.…

Key takeaways The IBR forgiveness pause leaves some borrowers at risk of a tax bill if it extends into 2026. Borrowers who filled out their IDR application before March 2025 may need to reapply. The public has until September 17 to comment on proposed PSLF changes. Borrowers seeking student loan…

Luis Alvarez/Getty Images Kristen Allen, the founder of Exclusively Kristen, a women’s clothing company, had recently moved to Hong Kong to more closely monitor the distribution of goods from her warehouse. But after heading to the post office to fulfill her first order, she was told that Hong Kong had…