Key takeaways Home improvement loans provide homeowners with quick funding and flexible repayment options. The best home improvement loan rates are reserved for borrowers with…
Key takeaways Personal loans are best for one-time, fixed expenses, while personal lines of credit are best for ongoing financing needs or purchases that require flexibility. Both options offer lower average interest rates than credit…
Key takeaways Though 529 plans offer the benefit of tax-free gains, they have some drawbacks. Investment options can be limited, and the fees can be high. While you have some flexibility in using unneeded funds, you risk a penalty on non-educational withdrawals. Americans have been slow to embrace 529 college…
Key takeaways When you leave or lose a job, it’s important to remember your 401(k). Options may include rolling it into an IRA or a new employer’s retirement plan. Cashing out your 401(k) could leave you with penalties and taxes on your distribution. Many Americans will, at some point, face…
Image by GettyImages; Illustration by Bankrate Debt doesn’t just weigh on your finances, it can weigh on your sense of security, self-worth and connection to others. It’s easy to feel ashamed or alone, but support can help get you through tough times. Asking for help doesn’t mean you’ve failed —…
Nearly $4 billion of new money flowed into digital assets last week, with the U.S. dominating 99% of the total haul. Investors are taking a cue from President Trump’s push to open retirement accounts up to alternative assets. “My Administration will relieve the regulatory burdens and litigation risk that impede…
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Key takeaways A 414(h) plan is a tax-advantaged retirement savings account that is offered to many government employees. These plans allow for tax-deferred growth and don’t have income caps, and because contributions aren’t counted as…
