Key takeaways A second mortgage is a home-secured loan taken out while the original, or first, mortgage is still being repaid. Like the first, the…
Key takeaways Financial literacy is the ability to handle everyday money basics — budgeting, paying bills on time, building a starter cushion and using credit responsibly. Financial fluency is a step beyond literacy: You understand…
People living in one southern community are joining the growing list of Americans saying no to a proposed data center near their homes. Tarboro, North Carolina, residents are urging their town council to reject a proposal for a 50-acre, 300-megawatt Energy Storage Solutions LLC site projected to bring 500 jobs…
shapecharge/Getty Images; Illustration by Issiah Davis/Bankrate You’ve carefully planned for retirement and secured a steady stream of income with an annuity. But then life throws a curveball at you. Maybe your dream vacation home goes on the market, an unexpected medical emergency or you need to help a child with…
Key takeaways: Many Gen Xers are stretched thin trying to meet both their elderly parents’ financial needs and their own. As many Gen Xers already report low retirement savings and emergency funds, the cost and time commitment of caregiving can make it even harder to meet financial goals for themselves…
designer491/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways VA loans don’t usually require a down payment, but you may have to make one in certain circumstances. Making a down payment on a VA loan can help reduce your funding fee and monthly payments, and you’ll build equity in your home more…
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Study Summary • 59% of American workers say the COVID-19 pandemic has changed what they value about a job or career. • 55% of workers said they’re considering changing jobs. • 52% of workers would…
