Cash may no longer be king these days, thanks to the convenience of electronic payments, although you might occasionally want some bucks to slip into…
Franek Strzeszewski/Getty Images Key takeaways Capital One offers referral bonuses for cardholders who get their friends and family to apply for their own cards. While there is no limit to how many referrals you can…
Key takeaways A second mortgage is a home-secured loan taken out while the original, or first, mortgage is still being repaid. Like the first, the second mortgage uses your property as collateral. A home equity loan and a home equity line of credit (HELOC) are two common types of second…
Key takeaways Financial literacy is the ability to handle everyday money basics — budgeting, paying bills on time, building a starter cushion and using credit responsibly. Financial fluency is a step beyond literacy: You understand financial concepts well enough to solve problems and deliberately use tools like credit, refinancing and…
Key takeaways The statute of limitation on student loans is the time limit a lender can legally sue you for non-payment. There is no statute of limitations on federal student loans. The statute of limitations on private student loans ranges from three to 10 years depending on their state of…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
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More ArticlesSTUDY SUMMARY Ramsey Solutions conducted a study of more than 1,000 benefits decision-makers in companies of all sizes across the United States. 48% say that financial stress has a significant impact on their employees. Financial…