Key takeaways Building credit can be daunting, especially if you’ve had bumps in your credit history. You can use AI to help you understand and…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with the 30-year fixed rate averaging 6.38 percent, compared to 6.55 percent the previous week, according to Bankrate’s latest lender survey.…
Roth IRAs are known for tax-free growth and distributions in retirement. However, inherited IRAs come with their own rules and limitations that can complicate the picture. Whether you can convert an inherited IRA to a Roth IRA depends on both your status and current IRS guidelines. By understanding IRS law,…
Key takeaways Credit card fraud is on the rise, but there are many systems in place to protect your identity and your finances. The Fair Credit Billing Act limits liability to $50 if you report the fraudulent charges within 60 days of receiving your statement. Many credit card companies offer…
Key takeaways Understanding what not to say when selling a home can help you maintain bargaining power and secure a higher price. It’s best to let your real estate agent do the talking when possible, to avoid revealing information that might negatively impact the sale. However, there is some information…
Vladimir Vladimirov/Getty Images The year 2025 has seen nothing but tailwinds for the emerging cryptocurrency industry. From the passing of the GENIUS Act, to the Securities and Exchange Commission (SEC) disbanding its crypto enforcement unit, crypto investors have plenty of reason for renewed confidence. But the rest of the year…
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People living in one southern community are joining the growing list of Americans saying no to a proposed data center near their homes. Tarboro, North Carolina, residents are urging their town council to reject a…
