Jordi Salas/ Moment/ Getty Images Key takeaways You’ll want to choose a credit card that will be widely accepted at your destination, with capabilities for…
Key Takeaways Refinancing’s impact your home equity depends on the sort of refinance you do. With a rate-and-term refinance, your equity stake shouldn’t change, as you’re only replacing your current mortgage with a new one.…
AsiaVision/Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways An LLC loan is no different than other types of business loans, except they’re aimed at businesses organized as limited liability companies. LLC loans can be used for various short- and long-term costs, including funding startup costs, equipment and inventory purchases, working…
Key takeaways It is generally best to avoid 84-month loans, but they might be helpful in certain situations. An 84-month auto loan generally has lower monthly payments but higher total borrowing costs. Before you take out an 84-month car loan, explore all of your options, including waiting until you can…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways Loans that require no down…
Key takeaways Though 529 plans offer the benefit of tax-free gains, they have some drawbacks. Investment options can be limited, and the fees can be high. While you have some flexibility in using unneeded funds, you risk a penalty on non-educational withdrawals. Americans have been slow to embrace 529 college…
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Key takeaways A 414(h) plan is a tax-advantaged retirement savings account that is offered to many government employees. These plans allow for tax-deferred growth and don’t have income caps, and because contributions aren’t counted as…
