10’000 Hours/Getty Images Key takeaways Opening a business checking account for your business finances is the best way to keep your business funds separate. Having…
Key takeaways Zero percent APR cards generally offer promotional periods, typically between 12 and 21 months, during which no interest is charged on your qualifying balance. Many people use 0 percent APR cards to save…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways U.S. savings bonds are zero-coupon bonds issued by the Treasury and backed by the U.S. government, making them one of the safest investment options available. Series EE bonds currently earn 2.70 percent annually, while Series I bonds earn 3.98 percent and…
Social Security provides benefits not only to retired workers but also to spouses who have not contributed to the program. Spouses are one of the many beneficiaries of Social Security, and even ex-spouses can claim a payout from the program in some circumstances. When you apply for Social Security, you…
Photography by Getty Images; Illustration by Bankrate After years of credit challenges, I recently signed an apartment lease — with only a $350 deposit and no co-signer. I’m proud of this achievement, which was only possible for two reasons: my 702 credit score, and the work I put in to…
Key takeaways Alternative lending offers accessible eligibility requirements to help you get funding even with subprime credit or finances. Many alternative lenders don’t restrict how you use the funds and often pay out within 24 to 48 hours. Due to short terms and high interest rates, you can expect a…
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MoMo Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can check the value of your savings bond through the TreasuryDirect website. Even if you have paper savings bonds, you can check your value online, as…
