Image: Getty Images; Illustration: Bankrate Key takeaways If you’re buying a home, an appraisal waiver can help you avoid the cost and time commitment of…
This page was originally published in early 2022 and still contains relevant reader quotes from that time. The rest of the article has since been updated. Key takeaways Hotels can charge you for damages done…
xavierarnau/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways An installment loan is a lump sum of money you borrow and repay in fixed, scheduled payments — usually monthly — until the balance and interest are paid in full. Unlike revolving credit, like credit cards, the amount does not replenish…
Marco Bottigelli/Getty Images It can be tough to find a travel credit card if your credit score has seen better days, as many of the best travel rewards credit cards require a FICO score of 670 or higher. While options may be limited, you can still earn rewards toward travel…
The Labor Department’s internal watchdog on Wednesday announced an audit into the challenges faced by the Bureau of Labor Statistics (BLS) in collecting data for its inflation and labor market reports. The Labor Department’s Office of Inspector General wrote to BLS acting Commissioner William Wiatrowski to inform the agency that the…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways U.S. savings bonds are zero-coupon bonds issued by the Treasury and backed by the U.S. government, making them one of the safest investment options available. Series EE bonds currently earn 2.70 percent annually, while Series I bonds earn 3.98 percent and…
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Key takeaways Call options give you the right to purchase a stock at a specific price by a specific point in time. Call options can rise many times in value, making them especially attractive for…
