Gemini, the crypto exchange founded by Tyler and Cameron Winklevoss, will begin trading on Friday after raising $425 million in an initial public offering that signals another advance for the industry.  Shares, which trade under the ticker GEMI, priced at $28 – the high end of the expected $24 to…

VioletaStoimenova/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Both financial advisors and accountants can help clients meet financial goals and maximize tax savings. Financial advisors tend to focus more on long-term financial planning for individuals. Accountants most commonly focus on tax planning and returns. Financial advisors and accountants are…

Christina Zelow Lundquist/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A cash-out refinance replaces your current mortgage with a new, bigger one and converts the difference between the two balances into cash. The terms of your refinanced mortgage might significantly differ from your original loan, including a new rate…

Key takeaways While many major card issuers offer popular business cards, picking a card from a lesser-known issuer has its advantages. Some of our top picks don’t require a personal guarantee, and many tend to offer higher credit limit potential than other business cards. Before choosing a business card, compare…