Key takeaways Both charge cards and credit cards allow you to make purchases that you can pay off at a later date. Credit cards allow…
Cindy Robinson/Getty Images Mortgage rates have been on a wild ride in recent years, plunging to record lows during the pandemic, then racing up to 8 percent just a few years later. Though rates have…
How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around spending and repayment. If your purpose is to use the card for money management, that might mean setting a cap based on income—for example, if you earn…
Key takeaways The Chase Sapphire Preferred® Card and Citi Strata Premier® Card both offer access to popular travel rewards universes: Chase Ultimate Rewards and Citi ThankYou points. Citi Strata Premier offers excellent rewards rates in more everyday categories, but Sapphire Preferred offers potentially better value when redeeming points for travel…
Key takeaways Loss of use reimburses expenses incurred when your home is uninhabitable after a loss. Elective renovations and general maintenance are not covered by loss of use. Pet boarding, parking fees, moving expenses and laundry services are just a few of the expenses loss of use may cover. If…
Illustration by Grant Crowder/Bankrate Key takeaways To find a mortgage lender, first take stock of your finances and decide what type of mortgage you need. You can compare rates and fees by getting a preapproval from at least three mortgage lenders. There are six main types of mortgage providers: direct…
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Mortgage rates tumbled this week, posting the largest weekly drop in the past year, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the…
