As a personal finance journalist and a credit counselor, people often ask me for credit card advice. And I’m happy to give it! But I…
Artifical intelligence (AI) is likely to reshape our lives in as big a way as the internet did in the 1990s and smartphones did in the 2000s (scary or exciting as that may be). That…
Key takeaways Getting approved for a credit card can be a fairly quick process — sometimes taking just seconds. But other times, it can be slower, with issuers making you wait up to 30 days. Once approved, you’ll typically receive your card within a week, though some issuers may send…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Overdraft fees are down slightly after increasing the previous year. The average fee is now $26.77, down 1 percent from the previous year. If you regularly incur high monthly maintenance fees, ATM fees and receive low interest rates on deposits,…
DW labs Inc./Shutterstock Key takeaways Wire transfers can be an expensive way to send money, costing the average consumer $27 and $44 for domestic and international outgoing wires, respectively. Your bank might charge you for incoming wire transfers. It can cost less to initiate an outbound wire transfer on your…
Key takeaways There is no right number of credit cards to own, but in general, most people should consider having at least two in case of emergencies or fraud. Having multiple credit cards helps reduce your utilization rate and provides lenders with more information to better gauge your creditworthiness. If…
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The Labor Department’s internal watchdog on Wednesday announced an audit into the challenges faced by the Bureau of Labor Statistics (BLS) in collecting data for its inflation and labor market reports. The Labor Department’s Office of…
