Ask people where they’re heading this summer, and you’ll likely find some familiar big-name tourist spots. However, Bankrate’s 2025 Vacation Rental Study shows that there…
First came historic inflation and elevated interest rates. Then came aggressive tariffs, recession fears, market volatility and a tit-for-tat trade war. For years now, Americans have felt poorly about the U.S. economy — and new…
flammulated/GettyImages; Illustration by Bankrate The top stories in home equity, mortgages and real estate Interest rates roundup The $21,400 reality check: the annual cost of homeownership in 2025 Buying a home might be the American dream, but owning one in 2025 comes with a hefty price tag — with ongoing…
GaudiLab/Shutterstock.com Young adults, whether entering the workforce, in college or newly graduated, are entering a new season of earning income, managing finances and making money choices. An important step in the process is credit-building. Having a good credit score opens up opportunities for better housing, lower interest rates and approval…
Phillip Spears/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A no-doc mortgage lets you qualify for a home loan without some of the income and employment verification paperwork lenders traditionally require, like W-2s and pay stubs. Post-Great Recession, no-doc mortgage loans are much harder to come by. No-doc loans…
PeopleImages/Getty Images Key takeaways By refinancing an FHA loan to a conventional loan, you could lower your interest rate and eliminate mortgage insurance payments. To qualify for a conventional refinance, you’ll need a minimum 620 credit score and a maximum debt-to-income ratio of 45 percent. Keep in mind that refinancing…
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Becoming a 401(k) millionaire represents a significant milestone in retirement planning. According to recent data, the average age at which individuals attain this status is 59 years old, typically after 26 years of consistent contributions…
